Motorbike Insurance: Do You Need it?

All motorized two and three-wheeled bikes must have — at minimum — liability insurance when being driven.

Owning a motorcycle can be an exhilarating and rewarding experience, but according to statistics from the National Safety Council, a motorcycle accident can cause particularly serious injuries. Therefore, it is especially important to consider increasing your accident benefits when purchasing your coverage. Additionally, motorcycle theft is increasing every year across the country, and only 20-25 per cent of motorcycles that are stolen are ever found.

Finding the Right Motorcycle Insurance For You

You’ve bought the bike of your dreams, and you’re going to need an insurance policy immediately to protect it so you can hit the road without delay. Whether you own a bike for cruising, touring or sport, Reid & Bradley’s Insurance can customize a policy to meet your needs. There are a variety of tailor-made options available so let us find one that works for you.

Standard Motorbike Insurance Coverage

Motorcycle Insurance policies can include coverage for:

  • Medical payments
  • Personal injury protection
  • Collisions
  • Uninsured motorist bodily injury
  • Property damage liability
  • Bodily injury liability

Coverage is based on the year, make and model of your motorcycle, how you use it, the number of consecutive years you have held a motorcycle licence, as well as your driving and claims record.