Ottawa Home Insurance

Owning a home is most likely the largest purchase you will ever make. As such, you need to protect it. How do you protect your home? An alarm system and regular maintenance is a great choice, but nothing protects your home like a solid insurance policy for sudden and accidental losses. Who can you turn to for advice? The personal lines experts at Reid &¬†Bradley’s Insurance will help guide you in making an informed choice regarding the insurance coverage that you require, at a cost you can afford. The final decision is always yours, but we are here to assist you with that important decision.

What Is Home Insurance?

Homeowners Insurance is a contract between you and the insurance company which outlines the coverage as well as any exclusions. These are typically sold as a comprehensive form and will include coverage for your contents, detached private structures, additional living expenses and personal liability.

Home Insurance Coverage

While all home policies will come with the above coverage, it is important to understand there are additional options you can add to your policy to ensure you are more extensively covered. These include, but are not limited to: sewer and/or sump pump back up, identity theft, and earthquake coverage. You can also insure certain items such as jewelry, fine arts, and collectibles to mention a few.